One of the most important purchases you can make a person in your life, buying a home in which to develop its life and so to shape their own living space, along with everything that means, but for such major acquisition is necessary to make a considerable capital investment, since a house can cost a lot of money very high, so put everything together to reach this capital should seek various means, to provide the best benefits and thus be able to gather enough money to start thinking about purchasing a home, as soon as possible and more comfortable and does not generate more financial burdens. So in the search for a useful and great benefits in regard to the purchase of a home, you can reach a savings account in housing, which will provide an excellent plan for the establishment saving enough money for a house. The housing savings account at a financial product is then thought of the future purchase of a house or in some cases for settlement one that is already available. The main feature that occurs within the housing savings account is that the person requesting such financial service has the right to make deposits into the account will have an allowance, which is 15% of the amounts that have been deposited . Another condition posed by the housing savings account is that it gives the setting a deadline for the purchase of the house, which is 4 years, posing as the main benefit relief for much longer, while saved to raise money for the purchase of a property. The housing savings accounts will be valid only if purchased the house in which they constitute the habitual residence, this means that the balance that comes together in the housing savings account should be dedicated solely to the acquisition of housing , so if the taxpayer intended to do otherwise the balance is not entitled to the deduction arising from the savings account at home. Among some of the other points that can be placed within the housing savings accounts, you can say that in this mode has no maintenance costs, to which is added to the account will earn interest and annual adjustments, and also gives the possibility to run the housing subsidy for which it is necessary that the client meets the previous savings within 18 months. The housing savings account, is very flexible, since the minimum investment term is 18 months to 4 years, so the exact time is determined with the bank, along with the total amount you will save for the period required.